You never know what’s going to happen tomorrow.
Not only does house insurance protect your investment, it keeps your home loan lender happy. A carefully selected house policy will provide the level of cover you need for a complete rebuild, if the worst happens. It can also help with smaller disasters, like damage from leaking water and falling trees. Before you talk to an adviser or choose a policy, get up-to-speed on the ins and outs of house insurance with our guides and articles.
While house or home insurance is not compulsory in New Zealand, it’s usually required when you have a mortgage. It also makes a lot of sense, given your home is your largest investment and where you and your family live. Partial or complete destruction of your home could be something
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House insurance, aka home insurance, is designed to protect the structures on your property – your house, plus other things like the garage and fences.
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House insurance is usually required if you have a mortgage. Even if you don’t, your home is still likely to be your biggest asset, so
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The cost of house insurance in New Zealand depends on the age and size of your house, as well as things like construction materials, general
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Like most types of insurance, mortgage insurance is about managing risks and enjoying peace of mind. There are two very different types – lenders’ mortgage
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House insurance and personal possessions insurance are available as separate policies. However, it’s often cheaper to get a combined home and contents insurance package, rather
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The term ‘sum insured’ means the maximum amount an insurer will pay, minus your agreed excess, when you make a claim. It’s mainly used for
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