Is income protection tax deductible?
The answer to this question usually depends on whether the policy has a tax-free pay-out. However, there are other factors to assess as well. Here’s a handy introduction to insurance premiums and tax, including premiums paid by an employer for their employees. When the pay-out is taxable, premiums are tax deductible If you have to […]
Health insurance for pre-existing conditions
Many people who have a pre-existing medical condition think insurance companies won’t want to provide them with health insurance. But that’s not always the case. This article is designed to help you understand what might be possible, so that you can shop around or get professional advice from someone like an insurance broker. What is […]
Income protection for self-employed people
Whether you’re just thinking about working for yourself or you’ve already taken the plunge, it’s important to think about how you’d cope if you couldn’t work due to an illness or injury. This article covers the main features of income protection insurance for self-employed people. It’s designed to help you understand the main options before […]
Do you need life insurance for a mortgage?
The short answer is no. Life insurance is not compulsory when you borrow to buy a property. However, it’s definitely something you should consider. In this article we look at the type of insurance you definitely need to get a mortgage, why life insurance could also be a good idea and some alternatives that might […]
How much is life insurance?
There’s no single answer to this question, because the cost of life insurance depends on what you need and your cover limits. However, you probably already know that and are just looking for a rough idea to see if it’s affordable. And you need to keep an open mind, because there are multiple ways to […]
