Murray Joiner


Co-director of Word Joiner Ltd


Mangawhai Heads, Northland, NZ

Murray Joiner

Murray’s background in financial services communications has given him an understanding of what New Zealanders want and need. He enjoys taking dry facts and turning them into articles that are both interesting and helpful.


Content writing for insurances, home loans, retirement, engineering, health and travel.


Communicating with people and helping them to understand things has always been the focus of Murray’s career. After working as a secondary school teacher for two decades, he transferred his skills to senior communication roles in private and public sector enterprises. As an independent content writer, Murray has worked on projects for some of New Zealand’s leading insurance brands and resellers, including IAG, BNZ, Fidelity Life, AMP, State and AMI.

Murrays latest articles

Domestic travel insurance

Many New Zealanders don’t think about getting travel insurance for a domestic holiday. However, there are some significant benefits to covering your New Zealand explorations

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What is sum insured?

The term ‘sum insured’ means the maximum amount an insurer will pay, minus your agreed excess, when you make a claim. It’s mainly used for

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