Taking care of your health and wealth.
Through good times and bad.
The complete guide to health insurance in NZ
Like most forms of insurance, health insurance (aka medical insurance) provides peace of mind – even if you never have to use it. Many people realise that good health is one of their most important assets and are prepared to pay for health insurance, so they can have the best
The complete guide to income protection insurance
Your ability to earn an income is potentially the most valuable thing you have. Without it, you’d be relying on savings, selling assets, and the kindness of family and friends. That’s why income protection cover is relevant to every New Zealander with a job. The health risks that can quickly
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The complete guide to TPD (total and permanent disability) cover
How would you cope with becoming totally and permanently disabled? It could happen because of a medical event, like a stroke, or it could be
The complete guide to major medical health cover
If you’ve arrived on this page, the question on your mind is probably “do I need private hospital cover in a country with a mostly-decent
The complete guide to primary care (day-to-day) health cover
If you’re thinking about getting health insurance, you might be trying to decide between a day-to-day health expenses type of cover or a policy that
The complete guide to life cover
Life is unpredictable and nobody can say for sure how long they’re going to live. This is something we all know, but don’t really want
The complete guide to trauma cover
Ongoing advancements in modern medicine have increased the likelihood of surviving serious illnesses or conditions. We all know of people who are successfully living with
The complete guide to life insurance in NZ
If you’re reading this guide, it’s possible there’s change going on in your life. Usually people think about getting life insurance when something big is
Health insurance for pre-existing conditions
Many people who have a pre-existing medical condition think insurance companies won’t want to provide them with health insurance. But that’s not always the case. This article is designed to help you understand what might be possible, so that you can shop around or get professional advice from someone like
Do you need life insurance for a mortgage?
The short answer is no. Life insurance is not compulsory when you borrow to buy a property. However, it’s definitely something you should consider. In this article we look at the type of insurance you definitely need to get a mortgage, why life insurance could also be a good idea
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Is income protection tax deductible?
The answer to this question usually depends on whether the policy has a tax-free pay-out. However, there are other factors to assess as well. Here’s
Income protection for self-employed people
Whether you’re just thinking about working for yourself or you’ve already taken the plunge, it’s important to think about how you’d cope if you couldn’t
How much is life insurance?
There’s no single answer to this question, because the cost of life insurance depends on what you need and your cover limits. However, you probably
