What does pet insurance typically cover?
Health treatment for pets is not subsidised by the government, so it’s usually much more expensive than care for people. In New Zealand, pet insurance
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Insurances made easy.
The complete guide to travel insurance
Most people buy travel insurance so they can relax and enjoy their trip, without worrying about how they’d cope if something went wrong. They’re usually
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One-way travel insurance
Are you heading overseas or to another part of New Zealand with no plans to return? You can still get travel insurance, but you won’t
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How much is pet insurance in NZ?
Vet bills can be surprisingly hefty, because they’re not subsidised by the government. Before the days of pet insurance, people confronted with unaffordable vet charges
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Domestic travel insurance
Many New Zealanders don’t think about getting travel insurance for a domestic holiday. However, there are some significant benefits to covering your New Zealand explorations
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A complete guide to pet insurance
For many New Zealanders, pets are essential companions. They offer unconditional love and emotional support. They enhance our well-being, reduce stress and bring daily joy
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Is income protection tax deductible?
The answer to this question usually depends on whether the policy has a tax-free pay-out. However, there are other factors to assess as well. Here’s
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Income protection for self-employed people
Whether you’re just thinking about working for yourself or you’ve already taken the plunge, it’s important to think about how you’d cope if you couldn’t
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How much is life insurance?
There’s no single answer to this question, because the cost of life insurance depends on what you need and your cover limits. However, you probably
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Health insurance for pre-existing conditions
Many people who have a pre-existing medical condition think insurance companies won’t want to provide them with health insurance. But that’s not always the case.
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Do you need life insurance for a mortgage?
The short answer is no. Life insurance is not compulsory when you borrow to buy a property. However, it’s definitely something you should consider. In
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The complete guide to trauma cover
Ongoing advancements in modern medicine have increased the likelihood of surviving serious illnesses or conditions. We all know of people who are successfully living with
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The complete guide to TPD (total and permanent disability) cover
How would you cope with becoming totally and permanently disabled? It could happen because of a medical event, like a stroke, or it could be
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The complete guide to primary care (day-to-day) health cover
If you’re thinking about getting health insurance, you might be trying to decide between a day-to-day health expenses type of cover or a policy that
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The complete guide to major medical health cover
If you’ve arrived on this page, the question on your mind is probably “do I need private hospital cover in a country with a mostly-decent
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The complete guide to life insurance in NZ
If you’re reading this guide, it’s possible there’s change going on in your life. Usually people think about getting life insurance when something big is
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The complete guide to life cover
Life is unpredictable and nobody can say for sure how long they’re going to live. This is something we all know, but don’t really want
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The complete guide to income protection insurance
Your ability to earn an income is potentially the most valuable thing you have. Without it, you’d be relying on savings, selling assets, and the
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The complete guide to health insurance in NZ
Like most forms of insurance, health insurance (aka medical insurance) provides peace of mind – even if you never have to use it. Many people
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Understanding young drivers’ car insurance (under 25)
When you get car insurance in New Zealand, you’ll be asked to name the drivers and whether any of them are under 25. If a
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How much is car insurance in New Zealand?
Many factors affect the cost of car insurance. Some of them are quite individual, which is why your car insurance premium can be different from
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How does car insurance work in New Zealand
Even though you don’t have to insure your car in New Zealand, most people do. This article will help you to understand the benefits of
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Business or personal – Getting car cover right
Our cars are like an extension of ourselves. We use sedans, convertibles, hatchbacks, SUVs, vans and utes to help us do whatever we need or
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A complete guide to car insurance in New Zealand
If you’re getting a new car or your current car insurance is coming up for renewal, it pays to shop around and compare policy details
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What is sum insured?
The term ‘sum insured’ means the maximum amount an insurer will pay, minus your agreed excess, when you make a claim. It’s mainly used for
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A complete guide to house insurance in New Zealand
While house or home insurance is not compulsory in New Zealand, it’s usually required when you have a mortgage. It also makes a lot of
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Home and contents insurance packages
House insurance and personal possessions insurance are available as separate policies. However, it’s often cheaper to get a combined home and contents insurance package, rather
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A complete guide to mortgage insurance
Like most types of insurance, mortgage insurance is about managing risks and enjoying peace of mind. There are two very different types – lenders’ mortgage
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How much is house insurance in New Zealand?
The cost of house insurance in New Zealand depends on the age and size of your house, as well as things like construction materials, general
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A complete guide to contents insurance in New Zealand
As soon as you leave the family nest, contents insurance becomes a must-have. If you’re not living in a home you own, renters’ insurance is
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What does contents insurance cover?
Contents insurance is designed to cover your possessions, in case they’re stolen, lost, damaged or destroyed. It’s called contents insurance because it insures the contents
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Home and contents insurance FAQs
House insurance is usually required if you have a mortgage. Even if you don’t, your home is still likely to be your biggest asset, so
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What does house insurance cover?
House insurance, aka home insurance, is designed to protect the structures on your property – your house, plus other things like the garage and fences.
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A complete guide to renter’s insurance in New Zealand
If you’re renting where you live, this type of insurance mainly provides cover in case your stuff is stolen, lost, or accidentally damaged or destroyed.
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